Wednesday, March 29, 2023
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Big banks starting to collapse as financial experts warn more fallout is coming

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the global financial system has been teetering on the brink of collapse for a couple of years now, thanks to the stupidity of lockdowns and business closures during the COVID-19 pandemic. But now the system is really in trouble as other factors like war, inflation, and ongoing supply chain issues put even more pressure on already weak financial institutions.

On Wednesday afternoon, the holding company of Silvergate Bank, a significant player in the world of cryptocurrencies, announced its plans to wind down operations and liquidate, Barron’s reported this week, noting that the once-stout financial giant is on its way to the ashbin of history.

“The holding company, Silvergate Capital SI –16.20%  (ticker: SI), said in a news release Wednesday afternoon that its liquidation plan includes the full repayment of all deposits and that most deposit-related services will remain available during the process of shutting down,” the outlet noted further.

According to the release:

In light of recent industry and regulatory developments, Silvergate believes that an orderly wind down of Bank operations and a voluntary liquidation of the Bank is the best path forward. The Bank’s wind down and liquidation plan includes full repayment of all deposits. The Company is also considering how best to resolve claims and preserve the residual value of its assets, including its proprietary technology and tax assets.

In connection with the above: Centerview Partners LLC is acting as financial advisor, Cravath, Swaine & Moore LLP is acting as legal advisor and Strategic Risk Associates is providing transition project management assistance.

In addition, Silvergate Bank made a decision to discontinue the Silvergate Exchange Network (SEN), which it announced on March 3, 2023 on its public website. All other deposit-related services remain operational as the Company works through the wind down process. Customers will be notified should there be any further changes.

 

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